Looking to Buy or Sell in
Orange Park, FL?
Orange Park has A-rated Clay County schools and prices well below St. Johns County. See current listings, market data, and VA loan info.
Keneshia Haye is a veteran-led real estate agent serving Orange Park and the greater Clay County County area with local market expertise and VA loan specialization.
About $349K
Median Home Price
9,800
Population
A-Rated
Clay County Schools
15 min
to NAS Jax
Where Orange Park Sits
Clay County, Florida. Close enough to Jacksonville for everything you need, far enough for the lifestyle you want.
Interactive Map
Orange Park, FL
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Why Orange Park?
If you’re looking for a place that actually feels like home, with good schools, friendly neighbors, and a real community, Orange Park is it. I live and work right here in Clay County, and trust me, there’s a reason so many families (military and civilian) plant roots in this area.
2026 Orange Park Housing Market
Let me break this down for you. Right now, the median sales price for single-family homes in Clay County sits around $349,000. And if you’re just starting out, there are still beautiful starter homes and older ranch-style properties in the $225,000 to $300,000 range. Now, compare that to St. Johns County where median prices often blow past $450,000. You’re getting significantly more home for your money right here in Orange Park.
New construction keeps popping up in the Oakleaf corridor, which is great for buyers who want that fresh, move-in-ready feel. But if you love character and mature trees, the established neighborhoods in the Town of Orange Park have hidden gems at lower price points, too.
Property Taxes: Clay County Advantage
This is one of my favorite things to talk about, because the savings are real. Property taxes on a $300,000 home in Clay County average about $4,750/year, compared to roughly $5,900 in Duval County (Jacksonville) for the same home value. What does that mean for you? Over $1,100/year in savings, and that’s money staying right in your pocket. Add in Florida’s homestead exemption (up to $50,000 off your assessed value) and no state income tax, and the math just works in your favor here in Clay County.
Schools: A-Rated Clay County District
If you’ve got kids or you’re planning to, this is a big deal. The Clay County School District consistently earns an A rating from the Florida Department of Education, one of the top-performing districts in all of Northeast Florida:
- Fleming Island High School: top-rated for academics and athletics
- Oakleaf High School: modern campus serving the growing Oakleaf community
- Orange Park High School: established school with strong programs
- Lakeside Junior High and Orange Park Junior High: well-regarded middle schools
- Several A-rated elementary schools including McRae, Grove Park, and Paterson
I see families relocate specifically for Clay County schools all the time. And here’s the bonus: homes in these school zones are consistently strong resellers, so you’re building equity from day one.
Buyer Resources: Down Payment & VA Loan Help
This is where your real estate journey gets exciting, because Orange Park is one of the most accessible markets for first-time buyers and veterans:
- Florida Hometown Heroes Program: up to $35,000 in down payment and closing cost assistance for eligible full-time workers
- VA Loans: zero down payment, and Orange Park’s prices align beautifully with BAH rates for E-5 through E-7 servicemembers stationed at NAS Jacksonville (just 15 minutes away)
- FHA Loans: 3.5% down with flexible credit requirements
- USDA Loans: some areas in western Clay County qualify for zero-down USDA Rural Development loans
Not sure which program fits your situation? I’m more than happy to help you sort through all of this.
Selling in Orange Park
Now, if you’re on the selling side, you’ve got some favorable conditions working for you here. Strong school district demand and steady military buyer traffic keep homes moving. In 2026:
- Well-priced homes move quickly: Clay County inventory is climbing but still below balanced levels, so homes that are priced right get snatched up.
- Highlight school zones: trust me, that’s the #1 reason families buy in Orange Park.
- Military-ready marketing: emphasize proximity to NAS Jax (15 min), NS Mayport (30 min), and Camp Blanding (30 min).
- Curb appeal matters: those established neighborhoods with mature landscaping photograph beautifully and attract emotional offers.
I help sellers position their homes to stand out in this market. If you’re thinking about listing, let’s talk strategy.
Military-Friendly Location
This one’s personal for me. As an Army veteran, I know what it’s like to PCS into a new area and wonder, “Where do I even start?” Orange Park is just 15 minutes from NAS Jacksonville and 30 minutes from Naval Station Mayport, making it one of the most popular off-base communities for military families. The area has a large military population, VA-friendly lenders, and a community that genuinely supports service members.
My office is right here in Orange Park at 1700 Wells Road, Suite 4. I’m not just your agent, I’m your neighbor. I understand the unique needs of military homebuyers because I’ve been in your boots.
From the shops along Blanding Boulevard to the beautiful riverfront parks and the historic Orange Park town center, this vibrant community has everything you need while keeping that relaxed, small-town pace of life you deserve.
Commute Times from Orange Park
Drive times to the places that actually matter. Bases, downtown, beaches, and everywhere in between.
NAS Jacksonville
Clay County
15 min
Downtown Jacksonville
via I-295 or US-17
25–40 min
Naval Station Mayport
Beaches corridor
30–45 min
Camp Blanding
West Clay County
30 min
Jacksonville Beaches
via First Coast Expy
40–45 min
Orange Park Medical Center
Central OP
5–10 min
Need commute help for a specific base or employer?
Tell me where you're heading, and I'll pull homes that fit your drive-time radius.
Popular Orange Park Neighborhoods
Discover the perfect pocket of Orange Park for your lifestyle and budget.
Oakleaf Plantation
Master-planned community with resort-style amenities, A-rated schools, and new construction options. Great for families.
From the low $300Ks
Fleming Island Plantation
Upscale gated community with golf course, parks, and top-rated schools. Clay County's premier address.
From the mid $300Ks
Town of Orange Park
Charming older homes near the St. Johns River with walkable streets and a historic downtown area.
From the low $200Ks
Top Schools in Orange Park
Notable public schools in the area. Ratings are a general starting point, so always verify your exact assignment by address.
| School | Level | Rating |
|---|---|---|
| Fleming Island High School Clay County | High | A-Rated |
| Oakleaf High School Clay County | High | A-Rated |
| Orange Park High School Clay County | High | A-Rated |
| Lakeside Junior High Clay County | Middle | A-Rated |
| McRae Elementary Clay County | Elementary | A-Rated |
| Grove Park Elementary Clay County | Elementary | A-Rated |
Now, school assignments depend on your exact address, and they can change year to year. Trust me, I'll help you verify before you write an offer.
Want homes matched to a specific school zone?
Tell me the school, I'll verify the assignment and send you listings that actually feed into it.
Local Lifestyle & Amenities
Black Creek Adventures
Paddle, kayak, or fish on Black Creek. One of Clay County's most scenic waterways with guided eco-tours available.
Camp Chowenwaw Park
150-acre park with nature trails, a historic scout camp, kayak launch, and a lookout tower with views of Black Creek.
Clarke House Park
Community events, farmers markets, and holiday festivals at this charming historic home and park in downtown Orange Park.
Shopping & Dining
Orange Park Mall, Fleming Island Town Center, and local favorites like Whitey's Fish Camp for waterfront dining.
Golf & Recreation
Eagle Harbor Golf Club, Fleming Island Plantation courses, and multiple community pools and fitness centers.
Day Trips
25 minutes to downtown Jacksonville, 45 minutes to St. Augustine, and an hour to Daytona Beach for easy weekend getaways.
Climate, Flood & Insurance
Listen, these are the numbers every Florida buyer needs before writing an offer.
Homeowners Insurance
$1,800–$3,500/yr
Typical range based on your zone and construction type.
FEMA Flood Zones
Portions near Black Creek and the St. Johns River in FEMA flood zones
Always run a flood-zone check before you commit. Trust me.
Recent Hurricane History
Feels impacts from Matthew (2016), Irma (2017), and Ian (2022), though inland location helps reduce surge risk
Keneshia's tip: Inland zones (X) see the lowest premiums. Waterfront homes near Black Creek and the St. Johns River need flood coverage. My advice? Get a flood quote before you write an offer, not after.
Need flood-zone clarity for a specific address?
Send me the address. I'll pull the FEMA map and connect you with a trusted insurance agent for a real quote.
Clay County Property Tax Estimator
Get a quick estimate of what you'll owe in property taxes based on Clay County's typical effective rate. Plug in your home value and see the numbers.
Estimated Annual Tax
$5,910
Monthly (Escrow)
$493
Disclaimer: This is an estimate based on Clay County's typical effective tax rate. Actual taxes depend on your exact millage district, assessed value, and additional exemptions (senior, veteran, disability). For an accurate figure, check the Clay County Property Appraiser website or ask me to pull it for a specific address.
New Construction Builders
The builders shaping Orange Park's newest neighborhoods, and the price points you can expect.
D.R. Horton
From the $300KsCommunities: Oakleaf Plantation, Hammock Oaks
Nation's largest builder, strong first-time buyer incentives.
Lennar
From the mid $300KsCommunities: Oakleaf Plantation, Tributary
Everything's Included® package standard on most plans.
Dream Finders Homes
From the $350KsCommunities: Oakleaf Plantation, Hyland Trail
Jax-based builder, strong energy-efficient specs.
Mattamy Homes
From the mid $300KsCommunities: Branan Field corridor communities
Well-regarded for quality and community planning.
Before You Tour
Read This If You're Thinking About Buying New Construction
Now listen, here's something most buyers don't realize. You don't have to bring an agent to buy new construction. You can absolutely walk into any builder's sales office and handle it on your own. But here's the part they don't tell you upfront: if you show up without an agent on your first visit, you can't bring one in later. Trust me, that's just how it works in new construction. The builder has to know you're represented from day one, otherwise there's no way for your agent to be compensated, and you're on your own for the rest of the transaction.
And here's what I really want you to understand. That friendly sales rep sitting at the builder's desk? They work for the builder. Their job is to protect the builder's bottom line, not yours. They're not going to walk you through inspection issues, flag red flags in the contract, or advocate for you when upgrades go sideways. That's not a knock on them, that's just their role in the deal.
So if you want someone in your corner, someone looking out for your interests and your wallet, you need your own agent. And you need that agent's info ready before you show up to tour. Just tell the builder's rep, "I'm working with Keneshia Haye at Florida Gateway Realty," and you're set. The best part? My fee is typically paid by the builder, not you. So having me on your side costs you nothing, and it protects you from day one.
New to all this? A couple of resources that'll help: if you're a veteran or active duty, start with my VA loan and military buyer guide. If this is your first home, grab the free first-time homebuyer guide before you start touring.
Recently Sold in Orange Park
Real transactions. Real numbers. This is what homes are actually closing for, right now.
| Address | Sold Price |
|---|---|
| 3115 OLDE SUTTON PARKE Drive Olde Sutton Parke | $292,000 |
| 3528 LULLWATER Lane Lake Villas | $1.50M |
| 3536 HAWTHORN Way Oakleaf Plantation | $365,000 |
| 1073 GROVE PARK Lane Grove Park | $389,000 |
| 655 FINGAL Drive Loch Rane | $265,000 |
| 2528 SHALIMAR Lane Wadesboro Springs | $331,600 |
| 3219 SUMMERSET Drive Bear Run | $213,000 |
| 2127 FOXWOOD Drive Foxwood | $450,000 |
Want a custom comp report for a specific neighborhood or price point? Reach out, and I'll pull fresh comps for you.
Dos & Don'ts of Moving to Orange Park
DO
Research Clay County schools
Consistently ranked among the best in Florida
Compare HOA communities
Oakleaf, Eagle Harbor, and FI Plantation each have different amenities and fees
Factor in the commute
Orange Park to downtown Jax is 25–40 minutes depending on traffic and route
Get to know the local feel
OP has a small-town vibe with big-city access, which is a major selling point
Explore waterfront properties
Black Creek and St. Johns River offer some hidden gem homesites
DON'T
Don't confuse Orange Park with Fleming Island
They're adjacent but have different zip codes, schools, and pricing
Don't skip flood insurance research
Properties near Black Creek and the St. Johns River may be in flood zones
Don't overlook older neighborhoods
The Town of Orange Park has charming, established homes at great prices
Don't assume it's too far from the beach
You're only 45 minutes from Jacksonville Beach and Ponte Vedra
Don't forget the toll roads
Some commute routes (First Coast Expressway) have tolls
FAQ About Orange Park
Is Orange Park a good place to live?
What are the best neighborhoods in Orange Park?
How far is Orange Park from Jacksonville?
What are property taxes like in Clay County?
Are there good schools in Orange Park?
Is Orange Park good for military families?
What down payment assistance is available in Orange Park?
How does Orange Park compare to Jacksonville for homebuyers?
What is the commute like from Orange Park?
Also Consider These Areas
Folks searching Orange Park often look at these neighboring communities too. Worth a peek.
Ready to Explore Orange Park?
Get personalized guidance from a veteran agent who knows Northeast Florida inside and out.