Looking to Buy or Sell in
Fleming Island, FL?
Fleming Island is Clay County's top master-planned community with great schools and golf. See current prices and available homes.
Keneshia Haye is a veteran-led real estate agent serving Fleming Island and the greater Clay County County area with local market expertise and VA loan specialization.
About $440K
Median Home Price
28,500+
Population
A-Rated
Clay Schools
20 min
to NAS Jax
Where Fleming Island Sits
Clay County, Florida. Close enough to Jacksonville for everything you need, far enough for the lifestyle you want.
Interactive Map
Fleming Island, FL
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Why Fleming Island?
If you’re looking for a beautiful place to raise your family without paying beachside prices, let me tell you about Fleming Island. This vibrant community in Clay County is one of the best-kept hidden gems in the Jacksonville area. A-rated schools, safe neighborhoods, gorgeous parks, and you still have money left over for date night. Trust me, there’s a reason families keep moving here.
2026 Fleming Island Housing Market
Now, let me break this down for you. The median home price in Fleming Island sits around $440,000, and homes are getting snatched up in about 50 days. That’s faster than the national average of 55 days. Values have climbed about 0.7% year-over-year, which tells me this market is growing steady. No wild roller coaster, just solid equity building over time.
What does that mean for you? You’ve got options. Starter homes and older properties in Pace Island begin in the mid $200Ks, while beautiful homes in Fleming Island Plantation and Eagle Harbor can run $500Ks to $700Ks. So whether your budget is modest or you’re ready to go big, there’s a spot here for your family.
Property Taxes: The Clay County Advantage
Here’s something I love telling my clients. Fleming Island has some favorable tax numbers. Property taxes on a $300,000 home average about $4,750/year in Clay County, compared to roughly $5,900 in Duval County (Jacksonville). That’s over $1,100/year in savings, right? Now add Florida’s homestead exemption and no state income tax, and your money stretches even further.
If you’re comparing Fleming Island to St. Johns County spots like Nocatee, the tax gap narrows a bit, but you can often get comparable square footage for $100K to $150K less here. That’s a real difference in your monthly payment.
Schools: Clay County’s Best
This is where Fleming Island really shines, and honestly, it’s the number one reason I see families choosing this community:
- Fleming Island High School: the flagship. Top-rated for academics, athletics (we’re talking state championship programs), and extracurriculars. One of the best public high schools in all of Northeast Florida.
- Fleming Island Elementary: A-rated, walking distance from FIP.
- Thunderbolt Elementary: serves the Eagle Harbor community.
- Lakeside Junior High: well-regarded middle school option.
- Orange Park Junior High: another strong feeder school.
Here’s a number that says it all. Homes inside Fleming Island High School’s zone typically command a $15,000 to $30,000 premium over comparable homes outside the zone. Families vote with their wallets, right?
Buying in Fleming Island
- Compare the communities carefully: FIP, Eagle Harbor, and Pace Island each have their own vibe, amenities, and HOA structures. I always recommend touring all three before you decide.
- Budget for HOAs: FIP gives you resort-style pools, tennis, fitness center, and community events. Eagle Harbor has marina and golf access. These fees range from $100 to $300 per month, but trust me, you use them.
- VA loans are popular here: as an Army veteran myself, I help a lot of military families use their VA benefit in Fleming Island. NAS Jax is just 20 minutes away, and zero down payment with no PMI makes your right home a lot more reachable.
- Florida Hometown Heroes: eligible workers can access up to $35,000 in down payment assistance. I walk my clients through this all the time.
- New construction: limited new inventory in Fleming Island proper, but neighboring areas offer new builds that feed into the same school district.
Selling in Fleming Island
Good news if you own here. Fleming Island sellers have a strong hand in 2026:
- School zone sells itself: always lead with Fleming Island High School zoning in your listing. I make sure every one of my seller listings highlights this.
- Community amenities matter: FIP and Eagle Harbor amenities are huge selling points. I include them in every MLS description and make sure your photos show them off.
- Price by community: FIP commands higher per-square-foot prices than Pace Island. I know the comps in each neighborhood, and I’ll price your home to move.
- Military buyer pool: a big chunk of Fleming Island buyers are military families on PCS orders. Time your listing for summer PCS season (May to August) for maximum buyer activity.
- Resale value confidence: FIP homes hold their value well thanks to the gated community, amenities, and school assignments. That’s real equity protection.
Location & Commute
Fleming Island sits along the western bank of the St. Johns River with easy access to US-17 and I-295. Here are your commute times:
- NAS Jacksonville: 20 minutes
- Downtown Jacksonville: 30 to 35 minutes
- Naval Station Mayport: 45 minutes
- Camp Blanding: 30 minutes
- St. Augustine: 45 minutes
- Jacksonville Beaches: 40 to 45 minutes
The First Coast Expressway (toll road) gives you a newer route connecting Clay County to I-95, cutting your drive if you’re heading to the Southside or beaches.
My office is right nearby in Orange Park, so I know this area inside and out. If you’re thinking about Fleming Island, I’m more than happy to help you find the right home here.
Commute Times from Fleming Island
Drive times to the places that actually matter. Bases, downtown, beaches, and everywhere in between.
NAS Jacksonville
via US-17
20 min
Downtown Jacksonville
via I-295 or US-17
30–35 min
Naval Station Mayport
Beaches corridor
45 min
Camp Blanding
West Clay County
30 min
Jacksonville Beaches
via First Coast Expy
40–45 min
St. Augustine
via I-295 to I-95
45 min
Need commute help for a specific base or employer?
Tell me where you're heading, and I'll pull homes that fit your drive-time radius.
Popular Fleming Island Neighborhoods
Discover the perfect pocket of Fleming Island for your lifestyle and budget.
Fleming Island Plantation
Premier gated community with golf course, swim complex, fitness center, and walking trails. Top-rated schools within walking distance.
From the mid $300Ks
Eagle Harbor
Master-planned waterfront community with marina access, golf, tennis, and community pools. A family favorite.
From the $300Ks
Pace Island
Established neighborhoods with mature trees, larger lots, and a peaceful setting near the St. Johns River.
From the mid $200Ks
Top Schools in Fleming Island
Notable public schools in the area. Ratings are a general starting point, so always verify your exact assignment by address.
| School | Level | Rating |
|---|---|---|
| Fleming Island High School Clay County | High | A-Rated |
| Oakleaf High School Clay County | High | A-Rated |
| Lakeside Junior High Clay County | Middle | A-Rated |
| Orange Park Junior High Clay County | Middle | A-Rated |
| Fleming Island Elementary Clay County | Elementary | A-Rated |
| Thunderbolt Elementary Clay County | Elementary | A-Rated |
Now, school assignments depend on your exact address, and they can change year to year. Trust me, I'll help you verify before you write an offer.
Want homes matched to a specific school zone?
Tell me the school, I'll verify the assignment and send you listings that actually feed into it.
Local Lifestyle & Amenities
Fleming Island Plantation Amenities
Resort-style pools, tennis courts, fitness center, splash park, and community events year-round for residents.
Eagle Harbor Golf Club
Scenic 18-hole championship course with stunning St. Johns River views. Open to the public and popular with locals.
Black Creek & St. Johns River
Kayaking, fishing, and boating right from local launches. The St. Johns River offers some of the best bass fishing in Florida.
Camp Chowenwaw Park
Nearby 150-acre Clay County park with boardwalk trails through cypress swamps, a kayak launch, and a historic scout camp.
Community Events
Fleming Island Plantation hosts holiday celebrations, food truck nights, movie nights, and seasonal festivals throughout the year.
Easy Day Trips
30 minutes to Jacksonville and its beaches, 45 minutes to St. Augustine, and close to Camp Blanding for outdoor recreation.
Climate, Flood & Insurance
Listen, these are the numbers every Florida buyer needs before writing an offer.
Homeowners Insurance
$1,900–$3,800/yr
Typical range based on your zone and construction type.
FEMA Flood Zones
Some properties near Black Creek and the St. Johns River in FEMA flood zones
Always run a flood-zone check before you commit. Trust me.
Recent Hurricane History
Feels impacts from Matthew (2016), Irma (2017), and Ian (2022), with inland location reducing direct surge risk
Keneshia's tip: Inland Zone X homes get the best rates. Waterfront and creek-adjacent homes need flood coverage, so factor that into your budget. Trust me, you want that quote before you write the offer.
Need flood-zone clarity for a specific address?
Send me the address. I'll pull the FEMA map and connect you with a trusted insurance agent for a real quote.
Clay County Property Tax Estimator
Get a quick estimate of what you'll owe in property taxes based on Clay County's typical effective rate. Plug in your home value and see the numbers.
Estimated Annual Tax
$5,910
Monthly (Escrow)
$493
Disclaimer: This is an estimate based on Clay County's typical effective tax rate. Actual taxes depend on your exact millage district, assessed value, and additional exemptions (senior, veteran, disability). For an accurate figure, check the Clay County Property Appraiser website or ask me to pull it for a specific address.
New Construction Builders
The builders shaping Fleming Island's newest neighborhoods, and the price points you can expect.
Mattamy Homes
From the $400KsCommunities: Hyland Trail, Hammock Oaks
Well-regarded for quality construction and community planning.
Dream Finders Homes
From the $400KsCommunities: Hyland Trail and nearby Clay County corridors
Jax-based builder, strong energy-efficient specs.
D.R. Horton
From the $350KsCommunities: Branan Field area, nearby Clay communities
Best value tier for new construction in the area.
Lennar
From the mid $300KsCommunities: Clay County master-planned communities
Everything's Included® package standard.
Before You Tour
Read This If You're Thinking About Buying New Construction
Now listen, here's something most buyers don't realize. You don't have to bring an agent to buy new construction. You can absolutely walk into any builder's sales office and handle it on your own. But here's the part they don't tell you upfront: if you show up without an agent on your first visit, you can't bring one in later. Trust me, that's just how it works in new construction. The builder has to know you're represented from day one, otherwise there's no way for your agent to be compensated, and you're on your own for the rest of the transaction.
And here's what I really want you to understand. That friendly sales rep sitting at the builder's desk? They work for the builder. Their job is to protect the builder's bottom line, not yours. They're not going to walk you through inspection issues, flag red flags in the contract, or advocate for you when upgrades go sideways. That's not a knock on them, that's just their role in the deal.
So if you want someone in your corner, someone looking out for your interests and your wallet, you need your own agent. And you need that agent's info ready before you show up to tour. Just tell the builder's rep, "I'm working with Keneshia Haye at Florida Gateway Realty," and you're set. The best part? My fee is typically paid by the builder, not you. So having me on your side costs you nothing, and it protects you from day one.
New to all this? A couple of resources that'll help: if you're a veteran or active duty, start with my VA loan and military buyer guide. If this is your first home, grab the free first-time homebuyer guide before you start touring.
Recently Sold in Fleming Island
Real transactions. Real numbers. This is what homes are actually closing for, right now.
| Address | Sold Price |
|---|---|
| 149 RIVERWOOD Drive Riverwood | $1.34M |
| 2262 EAGLE HARBOR Parkway Eagle Harbor | $519,400 |
| 1738 FIDDLERS RIDGE Drive Eagle Harbor | $499,000 |
| 1859 SALT MYRTLE Lane Pace Island | $1.20M |
| 1478 KATHLEEN Way Hibernia Plantation | $875,000 |
| 4887 BOZA Court Peters Creek | $390,000 |
| 1831 COMMODORE POINT Drive Eagle Harbor | $925,000 |
| 2430 TALL CEDARS Road Fleming Island Plantation | $499,000 |
Want a custom comp report for a specific neighborhood or price point? Reach out, and I'll pull fresh comps for you.
Dos & Don'ts of Moving to Fleming Island
DO
Tour Fleming Island Plantation first
It sets the standard for the area with extensive amenities
Compare Clay County tax rates
Clay generally has lower property taxes than Duval County
Check the school zones
Fleming Island High and Oakleaf High are both highly rated
Factor in HOA fees
FIP, Eagle Harbor, and Pace Island each have different structures
Visit during a community event
The best way to experience the family-friendly atmosphere
DON'T
Don't confuse Fleming Island with Orange Park
They share a county but have different vibes
Don't skip the flood zone check
Some properties near Black Creek are in flood-prone areas
Don't overlook resale value
FIP homes tend to hold value well due to the amenities
Don't assume limited options
Fleming Island has everything from starter homes to waterfront estates
Don't forget to explore Pace Island
A gated hidden gem on the St. Johns River
FAQ About Fleming Island
Is Fleming Island a good place to raise a family?
What is Fleming Island Plantation?
How far is Fleming Island from Jacksonville?
What are property taxes like in Fleming Island?
Are there good schools in Fleming Island?
Is Fleming Island good for military families?
How does Fleming Island compare to Nocatee?
What are the HOA fees in Fleming Island?
Is Fleming Island a good investment?
Also Consider These Areas
Folks searching Fleming Island often look at these neighboring communities too. Worth a peek.
Ready to Explore Fleming Island?
Get personalized guidance from a veteran agent who knows Northeast Florida inside and out.