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Military family arriving at their new home in Jacksonville, FL
🎖 Army Veteran · MRP Certified

Veteran Relocation Specialist for Jacksonville, FL

Keneshia Haye is a U.S. Army veteran and MRP-certified Broker/Owner who helps service members, veterans and military families move to Jacksonville from anywhere in the world. She plans your home search around your orders, tours homes for you on live video and lines up a VA loan closing you can sign from wherever you are.

I've moved on orders too. Let me take the house off your list so you can focus on the rest of the move.

Who I Help

Who does a veteran relocation specialist help?

Anyone with a military connection moving to Northeast Florida, from anywhere. If you're coming from Germany, Okinawa, Texas or down the road in Georgia, the plan works the same way.

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PCS moves, CONUS or OCONUS

Orders to NAS Jax, Mayport, Kings Bay or Blount Island from another state or from overseas. I plan around your report date.

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Separating and retiring veterans

Coming home to Florida from any state, often for the weather, no state income tax and a strong veteran community.

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Guard, Reserve and Coast Guard

Drilling at Camp Blanding or serving with Coast Guard units at Mayport, with civilian jobs to work around.

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Military spouses and surviving spouses

Buying while your service member is deployed, or using a surviving spouse's VA benefit. I walk you through every step.

Installations

Where should you live for each Jacksonville-area base?

Jacksonville is big, and the bridges and I-295 decide your commute. Here's where my military clients usually look first. I'll check the real rush-hour drive for every home we tour.

NAS Jacksonville

Westside, on the St. Johns River

Orange Park, Fleming Island, Oakleaf and the Westside are the usual short commutes.

Naval Station Mayport

Atlantic coast, east Jacksonville

Atlantic Beach, Neptune Beach and Southeast Jacksonville are popular, with fewer new builds close by.

NSB Kings Bay

St. Marys, Georgia, about 45 minutes north

Many families live on the Florida side in Yulee and Fernandina Beach (Nassau County).

Blount Island Command

Northside, at the Port of Jacksonville

Northside and Arlington homes keep the drive short.

Camp Blanding

Clay County, about 45 minutes southwest

Green Cove Springs, Middleburg and Keystone Heights for Guard and Reserve families.

Coast Guard at Mayport

Mayport, east Jacksonville

Same neighborhoods as NS Mayport, with the beaches close by.

Still deciding between the two Navy bases? Read NAS Jacksonville vs. Mayport, or browse my area guides.

From Anywhere

How do you buy a Jacksonville home from overseas or out of state?

Six steps, and you don't have to fly in for any of them.

  1. 1

    A 20-minute video call

    We talk through your orders or move date, your BAH or budget, schools, and the commute you can live with.

  2. 2

    Your VA preapproval

    Start your VA preapproval as soon as you have orders, so we know your budget before we tour. Your COE comes from your lender or VA.gov.

  3. 3

    A neighborhood shortlist

    I send you two or three areas that fit, with real drive times to your base at rush hour, not on a Sunday.

  4. 4

    Live video tours

    I walk each home on FaceTime or Zoom, open the closets, check the water pressure and show you the street and the neighbors' yards.

  5. 5

    Offer, inspection and appraisal

    You sign everything electronically. I attend the inspection and the VA appraisal for you and send photos and video the same day.

  6. 6

    Close from anywhere

    Most closings can be done by mail, by a mobile notary or with a power of attorney. Your keys are ready when you arrive.

More on buying sight unseen in Jacksonville.

PCS Timeline

When should you start after you get orders?

  1. As soon as you have orders

    Call me and get your VA preapproval started. Earlier gives you more homes to choose from.

  2. 60 to 90 days out

    Pick neighborhoods, tour homes on video and make offers. A VA purchase usually takes 30 to 45 days from contract to closing.

  3. 30 days out

    Inspection and VA appraisal done, final loan approval, and utilities and movers scheduled.

  4. Report date

    Close and move in, or close remotely and have your household goods delivered straight to the new house.

VA Loans

How does a VA loan work on a relocation?

The same way it works anywhere: zero down for eligible buyers, no PMI, and a home that has to be your primary residence. Your benefit isn't tied to a state, so it moves with you.

  • ✓Your COE. Your lender can usually pull your Certificate of Eligibility in minutes, or you can request it at VA.gov.
  • ✓Moving in. Plan to occupy the home within a reasonable time, usually about 60 days. If you're deployed, your spouse can usually meet that for you.
  • ✓Your BAH. Lenders count BAH as income. Run your numbers with the BAH calculator.
  • ✓Florida taxes. No state income tax, plus homestead and disabled veteran property tax exemptions.

More on VA home loans in Jacksonville and the VA benefits most buyers miss.

New Construction

Can military buyers buy new construction?

Yes. A quick move-in home can often close in 30 to 60 days, which fits most PCS dates. I review the builder's contract with you before you commit, and I tour the models for you on video.

PCSing Out

What happens to your house when you PCS out?

You can sell it or keep it as a rental. I'll show you your net proceeds from a sale next to the monthly cash flow as a rental, so you can decide with real numbers before you leave.

🎖 VA Consultation

Start Your VA Home Journey

Let me help you maximize your military benefits. Fill out the form below and I will reach out within 24 hours.

PCS to Jacksonville

Veteran Relocation Questions

A veteran relocation specialist helps service members, veterans and military families buy or sell a home when they move, usually from far away and on a fixed date. Keneshia Haye is an Army veteran and MRP-certified broker who plans the search around your orders, tours homes for you on live video, attends the inspection and VA appraisal for you, and lines up a closing you can sign from anywhere.

MRP stands for Military Relocation Professional. It's a certification from the National Association of REALTORS for agents who work with active-duty service members, veterans and their families, covering PCS moves, VA loans and military benefits. Keneshia Haye holds the MRP certification.

Yes. You can get VA preapproval, tour homes on live video, sign the contract electronically and close by mail, with a mobile notary or with a power of attorney. A VA loan requires you to live in the home, but your spouse can usually meet that requirement if you're deployed or still overseas.

Start as soon as you have orders. A VA purchase usually takes 30 to 45 days from contract to closing, and starting 60 to 90 days before your report date gives you time to choose a neighborhood, tour on video and negotiate without rushing.

NAS Jacksonville, Naval Station Mayport, Naval Submarine Base Kings Bay, Marine Corps Blount Island Command, Camp Blanding Joint Training Center and the Coast Guard units at Mayport. For Kings Bay, she helps families who want to live on the Florida side in Nassau County.

Yes. Your VA home loan benefit works in any state. You'll need a Certificate of Eligibility, which your lender can often pull in minutes or you can request at VA.gov, and the home has to be your primary residence. Eligible buyers can purchase with zero down payment and no PMI.

It depends on how long you expect to stay and what you'd do with the home after your next set of orders. Many service members buy with a VA loan, then keep the home as a rental when they PCS out. Keneshia runs the numbers both ways with your BAH before you decide.

Yes, and many of Keneshia's military buyers do. A quick move-in home can often close in 30 to 60 days, which fits most PCS timelines. Building from scratch takes longer, often four to eight months, so it works best when your report date is further out.

No. Florida has no state personal income tax, so military retirement pay and VA disability compensation aren't taxed by the state. Florida also offers homestead and veteran property tax exemptions, including a full exemption for veterans rated 100% permanently and totally disabled.

You can sell it, or keep it and rent it out. Keneshia helps you compare your net proceeds from a sale against the monthly cash flow as a rental, and she can list it before you leave so you aren't carrying two payments.

Usually not. On most Jacksonville purchases, the buyer's agent fee is paid by the seller or the builder, and Keneshia shows you in writing exactly how she's paid before you sign anything.

Fill out the form on this page or call Keneshia at (254) 449-5299. She'll set up a short video call to go over your orders or move date, your budget and the commute you want, then send you a neighborhood shortlist.

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