Your Net Cash at Closing
See exactly what you'll walk away with after commission, Florida doc stamps, title insurance, and mortgage payoff. Built for Jacksonville sellers.
Remaining loan balance
Typical Jacksonville: 5-6%
Your Net Proceeds
$0
0% of sale price
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Frequently Asked Questions
What's a typical agent commission in Jacksonville?
Commission is negotiable, but typical total commission (split between listing and buyer's agents) ranges from 5-6% in Jacksonville. Some full-service agents charge higher, discount brokerages charge lower. Keneshia's commission is transparent, discussed upfront, no surprises.
Who pays for title insurance in Florida?
In most of Florida (including Duval, Clay, St. Johns, and Nassau counties), the SELLER customarily pays for the owner's title insurance policy. Florida uses promulgated (state-regulated) rates, so the cost is fixed based on sale price.
What are 'seller concessions'?
Money the seller agrees to contribute toward the buyer's closing costs as part of the negotiation. Common in softer markets, often 1-3% of sale price. Reduces your net proceeds but can help close the deal faster.
Do I have to pay capital gains tax?
Usually no if it's your primary residence. The IRS allows up to $250K single / $500K married gains to be excluded if you've lived in the home 2 of the last 5 years. Investment properties are fully taxable. Consult your CPA for specifics.
How accurate is this estimate?
This uses Florida's actual statutory rates for doc stamps and promulgated title insurance, those figures are exact. Mortgage payoff, commission, and concessions are based on what you input. Actual net proceeds will be itemized on your Closing Disclosure 3 days before closing.